Jon Konrath airs an amusing idea concerning debt management:

Imagine that every time you buy something on your credit card, the name/date/details are put in a last-in/first-out queue. Each month, when you make a payment, your statement shows that month’s finance charge you paid off, and then shows all of the items at the top of the queue that were “removed” by this payment. So like if you had a Visa that was full of crap from the last ten years, and you were feverishly paying off the balance, you might get a statement that said something like “you paid this month’s 68.11 finance charge, plus you paid off a pair of movie tickets from 1998, and a bunch of books you bought at Barnes and Noble from back then.”

He has more to say on the topic, mind you. But what a great idea!